Emergencies happen. That’s why a cash cushion, like an emergency fund, is critical. I’m going to walk you through how to save an emergency fund that actually lasts. Your financial future depends on it. And yet, 57 percent of all single female households in the United States do not have sufficient savings to live for three… Read more
21+ Blog Posts That Will Help You Save Money
It would be nice to be able to save more money, agreed? I know I feel that way a lot (especially because I’m a spender). I believe that you can learn to become a successful saver, even if you are a spender by nature and even if you haven’t saved money before. If you want… Read more
10 Money Lessons You Probably Didn’t Learn Growing Up
I believe everyone can live a fulfilling life and be rich. Everyone, including you. 🙂 The problem is that not everyone learned how to do this growing up. I certainly didn’t. I didn’t know about money blogs or books or podcasts. I didn’t know things like Budgeting For Budget Haters existed. I grew up in a family… Read more
How to Start Saving for Retirement
Saving for retirement isn’t hard. Getting started is. I can teach you how to start saving for retirement so it isn’t intimidating or painful. So, as a former spender in $206k of student loan debt, I am here to tell you that if I can turn my finances around and get going saving for retirement,… Read more
Investing For Beginners: Asset Allocation Explained
Your Investment plan is more important than your actual investments. – Ramit Sethi, Investing sounds sexy, fun, and like you’re being a real adult – no? The truth is, you may want to be debt free before you invest. (That’s why I talk so much about debt and less about investing – I’m still getting… Read more
Why All Women Need to Save an Emergency Fund
Emergencies happen. You know this. I know this. Everyone knows this. So, let’s agree that we need to create a plan to minimize the blow. I’m going to walk you through how to create an emergency fund that actually lasts. While experts have different opinions as to how much you should have in an emergency… Read more
How To Save For Retirement In A Roth IRA
One of the best ways to save for retirement is in a Roth IRA. The Roth IRA is an excellent tool to save for retirement. But not everyone can contribute to a Roth IRA — you have to have income below certain thresholds (more on that below). You also have to open this account at… Read more
5 Savings And Debt Ratios You Should Know About
During my CFP® examination studying, I had to learn the suggested “savings and debt ratios”. I learned exactly how much professionals recommend you should be saving and in debt. I’m focused on getting out of student loan debt, so these numbers don’t apply to my situation (although I wish they did)! But I will say I’m… Read more
The Difference Between ETFs and Mutual Funds: Investing For Beginners
When I began investing, one of the things I struggled with was where to start. My goal was to accumulate assets. After reading a lot, I decided the best way for me to start accumulating assets was to invest in the market (this seemed more appealing to me than getting into real estate). Since then,… Read more
31 Creative Ways To Save Money
Saving money can seem impossible sometimes. That’s why I created this list – to give you new creative ways to save money. I’ve listed a short list of 31 creative ways to save money below. I’m a spender at heart, so I live buy finding ways to promote good financial habits and stick to my… Read more