“I’m not saving for retirement now. I have other things to worry about,” said so many 25 year olds. “I’m terrified that I’m not going to have enough money to retire,” said so many 50 year olds. “I started saving too early for retirement,” said no one ever. These are the types of things I… Read more
5 Unexpected Ways To Prepare Financially For a Baby
Babies bring so much joy into the world. This is why it’s hard to focus on the nitty-gritty finance stuff that comes along with babies. I wrote a really popular post called 8 Ways to Prepare Financially For a Baby where I talked about the basic things that I think are important with respect to… Read more
7 Ways You’re Wasting Money Without Realizing It
It would be nice to have more money at the end of the month. One of the easiest ways to find more money in your month is to save on things where you’re wasting money without realizing it. By making small changes, you can save big time – and with saving big time comes reaching… Read more
How to Pay Yourself First
Your habits are everything. They’re small actions that you repeat over time and are the difference between success and failure. For example, if you run 1 mile every morning, you are likely to be in better shape than someone who periodically runs 5 miles on a Saturday. I think this applies to everything – including… Read more
How to Live Frugally: The Ultimate Guide
Frugal living means more money in your pocket. Who doesn’t want that? Um, no one! Even if you’re not frugal by nature, you can learn how to be frugal (read: you can learn how to live by spending less money so you can enjoy life and have money in the bank). I’m going to show… Read more
How to Save an Emergency Fund That Actually Lasts
Emergencies happen. That’s why a cash cushion, like an emergency fund, is critical. I’m going to walk you through how to save an emergency fund that actually lasts. Your financial future depends on it. And yet, 57 percent of all single female households in the United States do not have sufficient savings to live for three… Read more
21+ Blog Posts That Will Help You Save Money
It would be nice to be able to save more money, agreed? I know I feel that way a lot (especially because I’m a spender). I believe that you can learn to become a successful saver, even if you are a spender by nature and even if you haven’t saved money before. If you want… Read more
10 Money Lessons You Probably Didn’t Learn Growing Up
I believe everyone can live a fulfilling life and be rich. Everyone, including you. 🙂 The problem is that not everyone learned how to do this growing up. I certainly didn’t. I didn’t know about money blogs or books or podcasts. I didn’t know things like Budgeting For Budget Haters existed. I grew up in a family… Read more
How to Start Saving for Retirement
Saving for retirement isn’t hard. Getting started is. I can teach you how to start saving for retirement so it isn’t intimidating or painful. So, as a former spender in $206k of student loan debt, I am here to tell you that if I can turn my finances around and get going saving for retirement,… Read more
Investing For Beginners: Asset Allocation Explained
Your Investment plan is more important than your actual investments. – Ramit Sethi, Investing sounds sexy, fun, and like you’re being a real adult – no? The truth is, you may want to be debt free before you invest. (That’s why I talk so much about debt and less about investing – I’m still getting… Read more