If you’re like me, you know all too well that budgeting can be a challenge.
That’s why I created this guide – to help tackle your budget so you’re a pro.
I’ve listed the 10 best budgeting blog posts below to help you master budgeting (you can also check out the Budget Spreadsheet Bundle I created with my budget templates to get started budgeting right now).
Here’s my list of the top 10 budgeting blog posts.
1. 5 Steps to Creating a Budget That Works for You by The Everygirl
This blog post is an introduction to creating a budget specifically for your needs. It gives you a solid overview of how to think about your budget from a broad perspective so that you get it right the first time. You’ll also get a few handy tricks in this one to take your budget up a notch.
2. Family Budget Meetings – Yes, You Need To Have Them by Michelle Schroeder
If you have combined finances with another person or you live with another person who you share expenses with, then you should have budget meetings as part of your budget. Family budget meetings should occur at least monthly, maybe even weekly in the beginning. These meetings are so easily sidestepped, forgotten, or worse – not even recognized as essential to the budgeting process. But I assure you that budget meetings are necessary to get on track with your family. You have to have mutual respect and make financial decisions together. The best way to do that is to plan to have these discussions in family budget meetings. That’s what the blog post above is all about.
3. A Zero-Based Budget: What and Why by Dave Ramsey
The zero-sum budget is the most popular type of budget. With this budget, you give all your income a specific purpose for the month. Contrast this with the 50/30/20 budget below, where you use a percentage-based allocation. With the zero-sum budget, you plan exactly where you’re going to spend every dollar for the month.
4. The 50/30/20 Budget by me 🙂
There are many types of budgets, one of them being the 50/30/20 budget. This is a simple budget that works well for people who aren’t in a lot of debt and who have somewhat of “regular” or “average” income and expenses. If you fit that bill, then read on. This post may be exactly what you need to set up a budget to meet your needs.
5. These 5 Budgeting Myths are Total BS. So Stop Using Them as Excuses by The Penny Hoarder
This blog post calls you out and hold you accountable for your budgeting. It’s a fresh perspective on how to think about budgeting (and how not to). It’s worth checking out to see if you do any of these things and then changing your mindset if you do.
6. 4 Ways to Budget With Inconsistent Income by Stefanie O’Connell
Budgeting with inconsistent income presents its own specific challenges. If you don’t know how much income you’ll have every month, it’s harder to create a budget. This post shows you how to create a budget if you have inconsistent income every month. Don’t let the fact that you have inconsistent income stop you from budgeting because it seems harder.
7. 10 Items You Are Probably Forgetting In Your Budget by Penny Pinchin’ Mom
Take it from someone who has been budgeting for a few years, you are going to forget things that you should’ve put in your budget! This post explains the most common items that people forget to put in their budgets. It’s a good one to read after you’ve created a basic framework for your budget.
8. 5 Causes of Budget Failure and What to Do About It by Jessi Fearon
If you are starting to budget (or if you are a pro) you will soon discover that budgeting is hard. Not only is it hard because it can be confusing and complicated at first, but it’s also hard because life is unpredictable and budgeting hinges on knowing what will happen in the future. So, you are bound to have some budget failures no matter how carefully you plan. This post describes what to do about those budget failures and how to get back on track so they don’t slow you down.
9. 32 Hacks for Sticking to Your Budget by Life Hack
This budget blog post is full of fun and surprising ways for your to trick yourself into sticking to your budget. There is definitely something you can take away from this blog post no matter who you are or what your financial situation is like.
10. 5 Things That Will Help You Stick to a Budget by Daily Worth
This blog post shares 5 things that you should do to stick to your budget. I know from personal experience that these things work, so check them out. You’ll be able to find at least 1 (maybe more) that makes a huge difference in your budget.
A Final Note!
I’m obsessing over each and every one of these blog posts.
Use them with my budget templates in my Budget Spreadsheet Bundle (they’re what I use to budget).
It’s not always easy, but with a little TLC, you can totally master your budget!